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Planning and Work Incentives for Individuals with Disabilities

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After graduating from college I worked as a Digital Mapping Technician with a budget that plans for my $776 in SSDI to end.

Tabatha W.
Keene, NH

Success Stories

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Rebecca L.

Manchester NH

I receive Social Security disability checks each month and also work part-time as a clerical assistant in a small law firm, earning about $825 per month.  Because my earnings are under the Substantial Gainful Activity (SGA) I get to keep my SSDI benefits and Medicare coverage.  But a few months ago the law partners told me that my work has been outstanding and offered me a $2 per hour raise.  This would increase my earnings to $1,032 per month, which is over SGA.  The possibility of losing SSDI and Medicare really bothered me.  But  I have an Employment Specialist who works with me 2 hours each week.  A Benefits Specialist at the mental health center helped me to declare this as a Subsidy, and this keeps my countable earnings below SGA.  I have the raise I deserve and continue to receive SSDI and Medicare.

Vanessa C.

Nashua, NH

I work part-time, but my employer is willing to give me more hours.  I was concerned that if I added more hours to my job, my SSI would be reduced, and I would no longer have the time for my other interests and for keeping in touch with friends.  But I found out that the way SSI works, the added hours would give me $120 more every month in wages, but my SSI would only reduced by $60, so I come out ahead.  And my case manager helped me develop a weekly schedule that allows me to stay involved with the leisure and sports activities I enjoy and also have plenty of time with my friends.  Now my friends are asking how they can increase their work hours too.


Tabatha W.

Keene NH

As a Social Security Disability Insurance (SSDI) recipient, I received a monthly cash benefit of $776.  After I graduated from Keene State College with a Bachelors of Science degree in Geography, I was offered and accepted a full-time job as a Digital Mapping Technician.  At that point I requested help from the Work Incentives Planning and Assistance (WIPA) program at Granite State Independent Living to understand when I would no longer receive the SSDI cash benefit, as well as in understanding my medical insurance options.  At the time, I did not have medical insurance and had outstanding medical bills due to my disability and lack of coverage.  I met with my WIPA counselor, and then about a year later I was offered a new, higher-paying position as a Nautical Cartographic Analyst in Washington D.C.  At my new job I was covered by my employer's medical insurance plan, and I developed a budget that allowed me to plan ahead for the month when my cash benefit would end.  The WIPA program referred me to the local WIPA program in Washington DC for continuing support.